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As to COTO you didn't even read what I posted. You don't have to spend a dime on COTO's you can get all that in the game cheaper then you could if you spent money. And remember COTO's only get you fluff that is not a win in a game unless that is what the game is to you owning everything sold on the Port store lol. I don't know about you but a new lamp or sofa never interfered with my quests or killing dragons, or hunting , gathering, killing players.
As to Taxes, you do know there are free places to stay in the game? you don't need a house unless perhaps that is your game too having a house to decorate. I understand now why you are upset. you want to play the Sims and have a house with decorations and not have to be out decorated by a neighbour.