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As you know, maybe the houses in BDO were open like all of the world. So in second beta they are not anymore. Now you can rent a house for faction points, and in fact you can rent more then one, because they are instanced. So every player in the game may have a house. I don't like that because it means less competition. So every house can be owned by many players, but everyone of them will see his own furniture in it. Rents start from 1 fp, and went higher depends on what handicraft you can develop in the current house. You can take fps back, if you decide you don't need the house, but need them instead.
There are changes in the loot system concept too. Now players cannot drop items on dead, but they drop resources and enchantment stones, which are slotted on weapon /I'm not sure it may be a bug/. Seems like in L2, only the players with karma from PK will make a full drop.