Before the 'full-on' housing is patched in, you still have 'temporary' housing in the form of an inn room that you can go to in any major city - it is decorated depending on the city, has an armoire to store armor sets, a bell to summon your retainer, it counts as a sanctuary (so you accrue rested xp while there whether you are logged in or out), and finally there is a bed in which to log out in style.
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The Deep Web is sca-ry.
I couldn't go through the wall of text.
Here are some examples of housing areas.
Video inside of XIV ARR housing: +
http://www.youtube.com/watch?v=XPZscwM-aBc
Video of Limsa Housing Area:
http://www.youtube.com/watch?v=fwK_Ks61X2U&feature=player_detailpage#t=453s