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The big one that comes to mind is Final Fantasy 11. Its old and has dated graphics but it has one of the best communities ive seen. Join a Linkshell (Guild). Find people around your level and travel to an area to camp out at. Its very mellow because the combat is slower paced allowing you to chat and really have a relaxed time.
Like i said, be aware its an older game but you may enjoy it. Just recently came out with a new expansion and for 40 dollars you can get everything. All the xpacs and bonus content, another thing to note is it has a massive amount of content so be ready for a lot of stuff to experience.
Good to see an old ragnarok players. good game had a lvl 95 Biochemist back in the day .