virtual life.... or somthing like it?

ive been playing games like flyff or world of warcraft (tried it), well stuff like that were i do questing and flighting monsters to lvl. im kinda getting sick of them. are there any that are more along the line of virtual life??? there are a few things they cant have. they can not have:  payments for clothing/ playing,  i woud like if they had 3D quality, nothing like habbo or imvu, and they dont have to be completely like virtual life, just somthing along the lines.   i dont like the racing games, or the dancing, or the army, somthing like the virtual MTV or anything neat.





this is a list of stuf i liek in games   

if it is a questing/fighting game, i like getting mounts (ones you dont have to pay real money for or you keep forever (cuz mounts i get leave after like 10 days or somthing))

good graphics

good viraity of cloths/armour

sorry after reading that, i carried on alot of things that made it confusing to read.