In case anyone didn't notice the small patch yesterday could very well be the biggest one in terms of gameplay yet. Insurance contracts now run for 12 weeks instead of 3 and there is a default payout of 40% for uninsured ships. This is huge as it drastically cuts down on your losses when you die. As of right now it can be an absolute catastrophe in the game if you die. I think that turned a lot of people away from PVP in the game (and lets face it, EVE PVP is the best) but now I see an explosion on the PVP side of the game.