Pretty hyperbole. There are a multitude of builds capable of clearing endgame content without big currency investment.
Well yea that's somewhat true since I cleared game with my shitty gear. All I had to do is get 1 unique shield and stack block close to 75% and as much spell block as possible +60%. But getting better/good gear is boring and tedious since farming (even super hard) maps/bosses and getting jack shit or some shitty unique simply blows. Not to mention "crafting" and trying to get better stats or 6 linked item. Basically, when you start grinding/crafting for better gear is where fun ends.
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And that's where the fun starts for some, like me