I'm seeing donation requests going up and responsibility to deliver on a schedule going down. They have pretty much created a dream job. No due dates. Take your time doing things because there's no pressure. Change things around as much as you want. Ten, twenty, thirty years, no worries because they have a steady salary coming in, probably until retirement. Good times.
Also, if I have a fleet when the game starts and my friend has one ship and we want to PvP, say both our ships get destroyed. I'll just hop into my other one while he waits for the insurance to go through (both of us have had our ships destroyed multiple times which means insurance will take longer each time).
Say he wants a mining ship one day. He can work on mine to make the money while I make some money off of him helping me so I can buy better upgrades for my ships. Maybe I'll rent a few of my ships out for a steady income while he's working for me. Now I have enough saved to buy that new anniversary concept ship while my friend is still working on getting and equipping that mining ship he wanted. Perhaps my friend will think it's fair, perhaps not.