I can't really find if it is. The only thing I found was on the forums where some one said it can be played off line, and multiplayer is peer to peer. Is this game like hosted from people, who have servers. It's not one server where ever one plays on it? So I got alittle more but I still don't understand it. According to what I do understand, there is no server. They are gonna jack your internet connection, and it will be groups of people. You won't meet random people, only the ones in your group. Then there is this supplemental purchase of Credits with real money.