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I hope this doesn't bother anyway but I found this post on the official LoTRO forums and was very impressed. IMO it adds a tramendous amount of depth to the world and would really boost the RP aspects of the game.
This would bring so many people together in the game, which is what it's all about!
If you are a LoTRO player and like this well presented idea please take a minute to go /sign the thread in the hope the DEVs will take notice.